Financing
There is no question that financing commercial real estate is harder today than it has been in the past. Lenders are more cautious than ever about vacancy rates, historical financials, tenant turn-over, market conditions, current rental rates as compared with market, tenant financial strength, and Borrower / Guarantor fall-back liquidity, cash-flow and assets. Financing still exists for commercial investment properties, especially those properties for which the buyer uses for their everyday business location…owner users.
Our network of lenders and brokers continue to make and place loans for both investment property and owner user acquisitions, including those with high vacancy, short-term leases, and those in markets that are struggling. The key to getting your loan placed is strong underwriting and the work on the front-end in mitigating the concerns the lenders may have. Over the years we have been fortunate to work with various lenders and brokers across the country with regards to commercial real estate financing and that vast experience allows us to understand which type of loan belongs with which type of borrower. The lending sources we utilize for these transactions are as follows: Traditional Banks, Insurance Companies, Private Lenders & Hard Money Lenders.